About · Team

We’ve been the lender. Now we’re your advantage.

We know what lenders flag because we’ve been the ones raising the flags, and now we use that inside knowledge to keep your project ahead of every potential issue.

The entrance of a mid-rise condominium building in evening light

The Reason We Built CondoQual Advisors

Every day, condo projects are blindsided by mortgage eligibility failures. A buyer is already in escrow, a lender reviews the project’s documents, and without warning, the loan is declined – not because the buyer didn’t qualify, but because the project didn’t meet lender requirements.

When that happens, escrows collapse, owners lose refinancing options, property values drop, and the entire community feels the impact.

These failures are predictable. They are preventable. We built CondoQual Advisors to give communities the clarity and confidence of knowing eligibility issues are identified and resolved before they affect owners, buyers, or the project.

Team

Edwin Allred

Edwin Allred

Founding partner, credit risk

  • Built the condo lending process and wrote the condo project‑eligibility requirements for a major regional bank.
  • Veteran mortgage credit‑risk leader with deep expertise in how lenders evaluate condo projects.
  • Former leader at a top‑three national bank, supporting 700+ mortgage underwriters.
  • Secondary‑market experience with major Wall Street investors, giving communities insight into what affects salability and financing access.
  • Current senior credit‑risk executive overseeing mortgage operations at a regional bank.
Nick Pirro

Nick Pirro

Founding partner

  • Mortgage production leader who builds and runs retail lending teams across California and Arizona.
  • Director of mortgage production for a major regional bank, overseeing loan-officer teams and their pipelines.
  • Former area mortgage manager at a top-five national bank.
  • Sees from the production side how a project's eligibility problems stall purchase and refinance loans mid-escrow.
Patrick Shanahan

Patrick Shanahan

Founding partner, marketing & growth

  • Seasoned marketing executive specializing in content marketing, paid advertising, digital strategy and AI.
  • Directed marketing at a SaaS company from its first 100 customers through its acquisition by a private-equity firm.
  • Founder of 21 Industries, which builds AI-driven systems that let small teams run like large ones.
  • Brings CondoQual a growth engine that puts lender-grade eligibility in front of the boards and managers who need it.

Independent by Design

CondoQual Advisors is fully independent. We don’t offer reserve studies, insurance, engineering services, or any product connected to your results, and we have no affiliation with Fannie Mae, Freddie Mac, or any lender. Our sole focus is to deliver a clear, unbiased, lender‑grade assessment that protects owners, supports buyers, and strengthens the project.

The courtyard pool of a mid-rise condominium complex at dusk

Find out where you stand in days, not at closing.

Send your documents. Get a first read, a call and a plan your board can act on.

First read within 48 hours of your documents. Pricing on request.